Additional Voluntary Contributions (AVCs)

Assess your future needs and draw up a financial plan

If you don’t have a plan, how will you know where you're going? You build a house with a plan, you go on a trip with a plan – so why not have a plan to ensure that you retire comfortably?
  • You should determine how much money you and your family will need to live on, once you have retired. Keep inflation in mind.
  • Speak to a certified financial planner. They will help you develop your financial goals and help you put a plan in place for your future.
  • You should figure out how much extra you should save in order to retire comfortably. The more you save the better off you will be when you retire.

Save for your future

  • Make additional voluntary contributions to add to your retirement fund savings. Simply complete this Additional Voluntary Contribution Form.
  • The more money you save now, the more you will benefit from the power of compound interest. Compound interest is where your interest earns interest. This will boost your savings over time. The earlier you start, the more you will earn with compound interest.
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Remember:

  • You should sacrifice income today in order to save enough to have a comfortable future.
  • Be smart! Take a long-term view on saving for retirement.