reduce your expenses!
SPENDING A SMALLER PERCENTAGE OF YOUR SALARY IS An excellent WAY TO accumulate money for your retirement (and TO get out of debt)
You can and should spend less money and own fewer physical possessions, so that you can live with increased financial freedom
as well as a smaller environmental footprint.
USE LESS AND MAKE A DIFFERENCE
There is an increasing trend to use less. By using less, you not only save money, but will also help to save the planet.
However, most people are piling on debt and living beyond their means. Approximately 1.7 billion people worldwide belong to the 'consumer class' — people characterised by diets of processed food, a desire for bigger houses, more expensive cars, higher levels of debt, and lifestyles devoted to the accumulation of non-essential goods.
In this newsletter, we share better and cheaper ways of doing things. Thrift should be seen as liberation rather than deprivation.
No matter where you are on your financial journey, it is possible to save money. Sometimes all it takes is that first step in the right direction to get things moving in your favour.
remember, every small change you make adds up – and over time, the impact is huge.
You may be tired of ending every month with no idea where your hard-earned money went. These tips on reducing your expenses could be exactly what you’ve been hoping for.